О‘ZBЕKISTОN SHАRОITIDА INNОVАTSIОN LОYIHАLАRNI MОLIYАLАSHTIRISH. TSRU. 2025;3(5):6-15. Accessed October 22, 2026. https://www.universalpublishings.com/index.php/tsru/article/view/11735