“Raqamli moliyaviy texnologiyalarning boshqaruvdagi roli va uning O‘zbekiston uchun ahamiyati”, SIAD, vol. 1, no. 4, pp. 79–85, Nov. 2024, Accessed: Oct. 21, 2026. [Online]. Available: https://www.universalpublishings.com/index.php/siad/article/view/7876