“TECHNOLOGY AND INNOVATION IN FINANCIAL SERVICES: INVESTIGATE THE ADOPTION OF FINTECH SOLUTIONS AND THEIR IMPACT ON ACCESSIBILITY, EFFICIENCY, AND SECURITY IN UZBEKISTAN’S FINANCIAL MARKETS” (2024) Journal of Science-Innovative Research in Uzbekistan, 2(5), pp. 796–801. Available at: https://www.universalpublishings.com/index.php/jsiru/article/view/6057 (Accessed: 25 October 2026).