TIJORAT BANKLARIDA KPI TIZIMINI JORIY ETISHDAGI ASOSIY QIYINCHILIKLAR VA ULARNI YENGISH USULLARI. JSIRU. 2024;2(10):34-40. Accessed October 18, 2026. https://www.universalpublishings.com/index.php/jsiru/article/view/7262