“ТИЖОРАТ БАНКЛАРИ КРЕДИТЛАРИНИНГ ДАРОМАДЛИЛИГИНИ ТАЪМИНЛАШ ИМКОНИЯТЛАРИ”, ITFTTDM, vol. 1, no. 7, pp. 135–138, Jul. 2023, Accessed: Oct. 16, 2026. [Online]. Available: https://www.universalpublishings.com/index.php/itfttdm/article/view/1646