“ХИЗМАТЛАР СОҲАСИДА ИНСОН КАПИТАЛИДАН ФОЙДАЛАНИШНИНГ НАЗАРИЙ ЁНДАШУВЛАРИ”, FAN, vol. 1, no. 5, pp. 284–289, Jan. 2025, Accessed: Oct. 21, 2026. [Online]. Available: https://www.universalpublishings.com/index.php/fan/article/view/9190