“BANKLARNI TRANSFORMATSIYALASH SHAROITIDA KREDIT PORTFELINING SIFATINI OSHIRISH YO’LLARI”. "Conference on Universal Science Research 2023", [S. l.], v. 3, n. 9, p. 15–18, 2025. Disponível em: https://www.universalpublishings.com/index.php/cusr/article/view/15362. Acesso em: 12 nov. 2026.