“Raqamli bank xizmatlarining iqtisodiy samaradorligi”. ACUMEN: INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH, [S. l.], v. 3, n. 5, p. 1096–1099, 2026. DOI: 10.66301/kp8snc63. Disponível em: https://www.universalpublishings.com/index.php/aijmr/article/view/19028. Acesso em: 12 nov. 2026.